TERMS OF USE
First posted: January 1, 2007
By using this site you  agree to the following terms and conditions. We reserve the right to  modify, adjust or otherwise change the content or function of this site  and these terms and conditions at any time. New or revised terms of use  will take effect when they are posted on this site. YOUR CONTINUED USE  OF THIS SITE ESTABLISHES YOUR AGREEMENT TO BE BOUND BY THESE TERMS OF  USE, AND ALL ADDITIONS AND REVISIONS TO THEM.
Requirements for using this site
This  site offers PAYQUIQ Online services (the "Service"), which enables you  to make payments by credit card or electronic check. To use the Service,  you must supply your account number, and you must have authority to  make charges to the credit card or checking account you are using. If  you are under 18 years of age, you must obtain the authorization of your  parent or other responsible adult before using a credit card to make  payments on this site.
Notice to Children
This site is not for use by children. If you are under 18, please do not submit any personal or other information to us.
Payment of Charges
You  may use this Service to pay charges for products, services, donations  and service charges described below by credit card or electronic check.  Your credit card company or bank will debit your account and payments  will be forwarded to the bank. Following receipt of funds, a payment to  your account should be posted. You agree permit charging your credit  card or your bank account for the payments you entered on the PAYQUIQ  Online service. You agree to indemnify and hold PAYQUIQ Online harmless  from any liability in connection with such payment, and, once PAYQUIQ  Online has processed such payment for you, you agree to pursue any claim  for recovery or reduction of such payment solely against the receiving  company and not against PAYQUIQ Online.
Service Charges
When you  use this Service to make a payment, you may have the option of using a  service that adds a service charge for your use of the PAYQUIQ Online  service (a "Service Charge"). The amount of the Service Charge is added  to your payment and is combined with your payment as one amount that  appears on your credit card. The service charge is not refundable, even  if the payment to which it relates is cancelled, refunded, credited or  charged back. There is no charge for informational transactions, for  example when you log on to PAYQUIQ Online to confirm transactions or  view open account balances.
Keep your PASSWORD Confidential
Your  PASSWORD identifies you to PAYQUIQ Online. Anyone who has your PASSWORD  can access your account. You authorize us to provide information  concerning your account to anyone who accesses this Service with your  PASSWORD. DO NOT GIVE YOUR PASSWORD TO ANYONE YOU DO NOT TRUST.
Your obligations
When  you use this Service, you agree: To comply with these terms of use; To  provide accurate information; Not to attempt to access any account  without proper authority; Not to attempt to access any non-public part  of this site, unless you are authorized to do so; Not to do anything  that would interfere with the ordinary operation of this site; To pay  all charges authorized by you, even if your credit card company does not  honor a charge; Not to violate the intellectual property rights of  PAYQUIQ Online, or of others. PAYQUIQ Online reserves the right to  terminate the use of this site by anyone who does not comply with these  obligations.
Notices
PAYQUIQ Online may give you notices either  by posting them on this site, or by e-mail, if you have supplied an  e-mail address. You agree to check this site and the e-mail address that  you supplied for notices, and you will be deemed to have received a  notice when it is posted on this site, or sent to you by e-mail.
Copyright and Trademark Notices
The  site is owned and operated by Net Point One LLC. Unless otherwise  specified, all information appearing on this site, including (but not  limited to) text, site design, logos, graphics, icons, and images, are  the sole property of PAYQUIQ Online or its licensors. You may not  reproduce, modify or distribute any of the content of this site. All  software is owned by PAYQUIQ Online. No materials or image from this  site may be copied, modified, uploaded, transmitted, or distributed in  any form or by any means without PAYQUIQ Online's prior written  permission. All rights not expressly granted herein are reserved. Any  unauthorized use of the materials appearing on this site may violate  copyright, trademark and other applicable laws and could result in  criminal or civil penalties. COPYRIGHT ©2006 Net Point One LLC. All  Rights Reserved. Net Point One, PAYQUIQ Online, NPO and all related  logos and designs are the exclusive trademarks of Net Point One LLC.
Warranty Disclaimer
EVERYTHING  ON THIS SITE AND IN THIS SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY  OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO,  THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR  PURPOSE OR NON-INFRINGEMENT. ANY OTHER PROVISION OF THIS AGREEMENT  NOTWITHSTANDING, VENDOR SHALL NOT BE LIABLE TO CUSTOMER FOR ANY ERROR OR  DEFECT IN, OR FAILURE OF PERFORMANCE OF, THE PAYQUIQ ONLINE SERVICE OR  WEB SITE. SOME JURISDICTIONS MAY NOT ALLOW THE LIMITATION OR EXCLUSION  OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO SOME OF THE  ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. CHECK YOUR LOCAL  LAWS FOR ANY RESTRICTIONS OR LIMITATIONS REGARDING THESE LIMITATIONS OR  EXCLUSIONS.
Internet Availability Disclaimer
THE INTERNET  CONSISTS OF MULTIPLE PARTICIPATING NETWORKS WHICH ARE SEPARATELY OWNED  AND THEREFORE ARE NOT SUBJECT TO THE CONTROL OF PAYQUIQ ONLINE. PAYQUIQ  ONLINE'S ABILITY TO PROVIDE THE SERVICE DEPENDS ON INTERNET SERVICES.  MALFUNCTION OF OR CESSATION OF INTERNET SERVICES BY INTERNET SERVICE  PROVIDERS OR OF ANY OF THE NETWORKS WHICH FORM THE INTERNET MAY MAKE THE  SERVICE TEMPORARILY OR PERMANENTLY UNAVAILABLE. YOU AGREE THAT PAYQUIQ  SHALL NOT BE LIABLE FOR DAMAGES INCURRED OR SUMS PAID WHEN INTERNET  SERVICES ARE TEMPORARILY OR PERMANENTLY UNAVAILABLE DUE TO MALFUNCTION  OF, OR CESSATION OF INTERNET SERVICES BY, NETWORK(S) OR INTERNET SERVICE  PROVIDERS, OR DUE TO ANY MISUSE, ACCIDENT OR ABUSE BY A USER.
Limitation of Liability
IN  NO EVENT WILL NET POINT ONE LLC., OR ITS DIRECTORS, OFFICERS,  EMPLOYEES, ATTORNEYS, AGENTS, AND REPRESENTATIVES, BE RESPONSIBLE OR  LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND, INCLUDING DIRECT,  INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF  YOUR OR ANYONE ELSE'S ACCESS TO AND USE OF THE INTERNET SITE  WWW.PAYQUIQ.COM OR THE DOWNLOADING FROM AND/OR PRINTING OF MATERIAL FROM  THIS SITE, EXCEPT TO THE EXTENT OF PAYMENTS ACTUALLY RECEIVED THROUGH  THIS SITE, LESS CHARGEBACKS.
WITHOUT LIMITING THE FOREGOING, PAYQUIQ  ONLINE’S LIABILITY SHALL BE LIMITED TO REFUNDING AMOUNTS ACTUALLY  RECEIVED BY IT FOR PAYMENT OF CHARGES, HELD BY IT AND NOT YET PAID, LESS  NPO'S SERVICE CHARGES. IN NO EVENT SHALL PAYQUIQ ONLINE BE LIABLE FOR  ANY INCIDENTAL, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES, UNDER  CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHER LEGAL THEORY, REGARDLESS  OF THE CAUSE OF ACTION AND EVEN IF PAYQUIQ ONLINE HAS BEEN ADVISED OF  THE POSSIBILITY OF SUCH DAMAGES.

Jurisdiction and Venue

You  agree that your use of this site will be governed by California law,  and that any legal action (including arbitration) relating to the use of  this site will be brought and maintained in Sacramento County in the  State of California. Users consent to the personal jurisdiction of the  courts located in Sacramento County.